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Who we are

About McCoy Finance

McCoy Finance is a dedicated broking team within the MortgageWorks group, one of Australia's most respected broking firms.

Led by Xavier McCoy, we work with clients across Australia on everything from first homes to growing property portfolios. You get a team that knows your goals, backed by the lender access and credibility of one of the country's leading firms.

★★★★★ Google reviews Backed by MortgageWorks
Xavier McCoy, founder of McCoy Finance
Backed by MortgageWorks

MortgageWorks was founded in 2020 by Nick Jacobs, Anthony Roddy, and George Fennel, each recognised as an MPA Top 100 broker. The firm was built on the belief that Australians deserve proper guidance through what is often the biggest financial decision of their lives.

Operating within that group gives McCoy Finance clients access to 80+ lenders, strong lender relationships, and an infrastructure built around getting the right outcome. Personal attention from a dedicated team, with the reach of a leading firm behind every conversation.

The MortgageWorks team

Industry recognition · MortgageWorks

AMA 2022 Gold, Bankwest New Brokerage of the Year AMA 2023 Excellence Awardee, Brokerage of the Year (6-20 Staff) The Adviser Top 25 Brokerage 2024 MPA Top Brokerage 2025 MPA Top 100 Brokers 2022 MPA Top 100 Brokers 2023 MPA Top 100 Brokers 2024 The Adviser Elite Broker, RealFlow Elite Women 2025 WIFA 2024, Office Administrator of the Year
Our story

Xavier McCoy did not find his way to financial services through a conventional path. He found it through exploring 64 countries, years at sea, and the kind of experiences that teach you how to understand people, navigate complexity, and find a way through when the obvious route is not available.

When he returned to Sydney, Xavier joined MortgageWorks, learning from a team of the most respected brokers in Australia. Xavier and his team are now trusted lending specialists, working with clients across Australia on everything from their first home to their growing property portfolio. Backed by genuine expertise and driven by the belief that good lending advice should feel like a real conversation, not a transaction. This foundation is what McCoy Finance is built on.

Backed by MortgageWorks. Built around you.

In 2026, the team at McCoy Finance embarks on a road trip across Australia. Meeting clients where they are in their financial journey has always been how the team works. Now it just happens on a more personal and broader scale.

2026 · The Big Lap

The travelling broker.

In 2026, Xavier is taking his brand new caravan across Australia, meeting clients face to face, connecting with agents and partners, and keeping a close eye on property markets from one end of the country to the other.

The McCoy Finance team continues to work with clients across Australia from their Sydney base. Same service, same standards. Welcome to the era of the travelling broker.

Follow the journey on Instagram →
Aerial view of an open Australian highway stretching through the outback

Ready to start the conversation?

Wherever you are in your property journey, we can help you find the right path forward.